Founder

I'm Demi Hwang, Founder of Cryptic Holdings, a nonprofit that turns cryptocurrency gains into affordable housing solutions. My mission is deeply personal. During the 2008 housing crisis, my family faced the destabilizing effects of a broken financial system.

Banks failed millions of families, highlighting how traditional institutions often prioritize profit over people, leaving those most in need without a home. That experience shaped my commitment to addressing housing inequality and decentralized finance.

Cryptocurrency offered a powerful alternative. Its decentralized nature challenges the inefficiencies and inequities of traditional finance, providing a way to build capital. At Cryptic Holdings, we reinvest crypto gains into affordable housing projects, giving individuals and families the security and opportunity they deserve.

I believe nonprofits must be self-sustaining to maximize impact. By leveraging cryptocurrency markets, Cryptic Holdings can generate its funding by growing the value of its donations into digital assets and then later real estate for affordable housing initiatives.